Research Idea
Research content for general circulation. Not individualized advice.Ā Methodology & Disclosures
Strong earnings confirmation: Q2 FY2026 revenue rose 39% YoY to $692M, FY26 EPS guidance was raised, margins expanded, a new $1.5B repurchase program was approved, mortgage-related Scores revenue rose 127%, and the stock hit a new 21-day high.
Loading chart data...
AI Analyst Overview
Loading chart data...
Valuation Metrics
Price Behavior
Key Price Behavior Insights: ā¢ Support holding ā¢ Resistance capped ā¢ Momentum fading Support Level: $1,205-$1,210 Resistance Level: $1,278-$1,300 Over the last month, FICO has stayed constructive above $1,205-$1,210 support, but repeated failures near $1,278-$1,300 show fading momentum and a consolidating rather than breakout pattern.
Sentiment & News
Key News Insights: ā¢ Score 10T adoption ā¢ Marketplace expansion ā¢ Earnings catalyst FICO is seeing growing adoption and platform momentum through Score 10T, new Marketplace partnerships, and mortgage-related demand ahead of its July 29 earnings report.
AI Summary
FICO now looks less like a steady scoring incumbent and more like a validation-and-adoption story, as Score 10T's GSE-backed outperformance supports pricing power and the platform push could unlock broader growth, but the stock's real upside still depends on converting that product edge into sustained adoption beyond cyclical mortgage demand.
Description
Fair Isaac Corporation develops analytics, software, and data management products used by businesses worldwide to automate and connect decisioning within transaction and customer workflows. The company operates two segments: Software, which provides a modular decisioning platform, configurable analytic tools and professional services for use cases such as customer acquisition, fraud detection and compliance; and Scores, which supplies business scoring services and consumer-facing myFICO subscription offerings. It sells primarily through direct and indirect sales channels and online; the company was founded in 1956 and is headquartered in Bozeman, Montana.
Idea History
| Date | Close | Ticker | Company | Summary | Status | P/L |
|---|---|---|---|---|---|---|
| May 18 | May 25 | FICO | Fair Isaac Corporation | Strong earnings confirmation: Q2 FY2026 revenue rose 39% YoY to $692M, FY26 EPS guidance was raised, margins expanded, a new $1.5B repurchase program was approved, mortgage-related Scores revenue rose 127%, and the stock hit a new 21-day high. | Closed | +4.9% |